Tax on Sovereign Gold Bonds — Interest and Capital Gains Explained
Sovereign Gold Bonds (SGBs) are the most tax-efficient way to own gold in India. But the tax rules have two distinct components — the 2.5% annual interest…
Category Taxation
New Tax Regime vs Old Tax Regime — Which is Better for Investors?
The new tax regime became the default from FY2024-25. If you did not actively opt for the old regime, you are already in the new one. This guide tells you…
Which ITR Form to File for Investors, Traders, and Salaried Employees?
Filing the wrong ITR form is a defective return. The Income Tax Department will send you a notice to file a revised return — and if you miss the deadline…
How to Claim HRA and Investment Deductions Together in India
HRA (House Rent Allowance) is the single largest tax deduction available to most salaried employees in Indian metro cities. Many employees don't claim it…
GST on Brokerage and Financial Services in India — Complete Guide
Every time you place a trade, several charges appear on your contract note. One of them is GST — currently 18% on brokerage and exchange fees. Most…
How to Declare F&O Income in ITR — Which Form to Use
Futures and options trading income is the most misreported category in Indian ITR filings. The Income Tax Department actively scrutinises F&O disclosures…
Dividend Income Tax in India — After Abolition of DDT
Before April 2020, dividends from Indian companies were effectively tax-free in the hands of investors because the company paid Dividend Distribution Tax…
How to Set Off Capital Losses Against Gains in India
Losses are painful. But under Indian tax law, they are also assets — if you know how to use them. The rules for setting off capital losses against capital…
Advance Tax for Traders — When and How to Pay in India
Traders who make profits from F&O, intraday, or capital gains often discover — at tax filing time — that they owe a large tax bill with an additional…
Tax Benefits of ELSS, NPS, PPF — Section 80C to 80U India
The Indian Income Tax Act gives investors multiple legal channels to reduce their taxable income. Most people know Section 80C. Very few fully optimise…
Tax-Loss Harvesting in India — How to Save Tax on Stock Losses
Most investors treat investment losses as purely negative events. Smart investors treat them as tax assets. Tax-loss harvesting is the strategy of…
Tax on Mutual Fund Returns — Equity and Debt Funds India (FY2025-26)
Mutual funds are the most popular investment vehicle for Indian retail investors. But most SIP investors have no idea how their returns will be taxed at…