Category Alternative Investments

P2P (Peer-to-Peer) lending platforms promise 10–12% returns at a time when FDs pay 7%. That 3–5% difference seems compelling. But P2P lending in India…

NPS (National Pension System) has two account types that look similar but are fundamentally different in purpose, lock-in, tax treatment, and flexibility.…

Three instruments track the price of gold in India. They look similar but behave very differently on tax, liquidity, income, and risk. Choosing the wrong…

Cryptocurrency in India exists in a legally ambiguous but increasingly regulated space. It is not banned. It is not fully regularised. But it is heavily…

Apple, Google, Tesla, Nvidia. Every Indian who uses these products daily can now own a piece of the companies that built them. The mechanism is RBI's…

Sovereign Gold Bonds are the most intelligent way to own gold in India — and also the most ignored. Most Indians still buy physical gold. Every gram of…

A ₹2 crore Mumbai flat gives you real estate exposure but zero liquidity, no diversification, and massive concentration risk. An investment of ₹10,000 in…

India is building roads, power lines, gas pipelines, and solar farms at a pace unseen since the 1990s. InvITs (Infrastructure Investment Trusts) let…